I'm renting and own a buy-to-let property. Will I pay the extra 3% stamp duty?

​Amrita owns a buy to let property and is a renter herself. She has been renting for over a year and wants to buy a home to live in. She wonders if she will have to be pay the extra 3 per cent stamp duty tax on the purchase of her new home. In addition, if she is subject to the extra 3% tax, she asks if she can she avoid it by buying her home through a limited company?
 
That’s what we answer in this short podcast.
 
If you need advice for your own situation, please contact a mortgage broker or personal financial advisor.

The Money Spot™ - UK Personal Finance · #45 I'm renting and own a BTL property. Will I pay the extra 3% stamp duty?